{"id":18302,"date":"2025-04-16T12:15:22","date_gmt":"2025-04-16T09:15:22","guid":{"rendered":"https:\/\/tramend.com\/?p=18302"},"modified":"2026-02-10T14:47:52","modified_gmt":"2026-02-10T11:47:52","slug":"can-a-mortgaged-property-be-sold-in-turkey-everything-you-need-to-know","status":"publish","type":"post","link":"https:\/\/tramend.com\/tr\/turki%cc%87yede-i%cc%87potekli%cc%87-bi%cc%87r-mulk-satilabi%cc%87li%cc%87r-mi%cc%87-bi%cc%87lmeni%cc%87z-gereken-her-sey\/","title":{"rendered":"\u0130potekli Bir M\u00fclk T\u00fcrkiye'de Sat\u0131labilir mi? Bilmeniz Gereken Her \u015eey"},"content":{"rendered":"<p>T\u00fcrkiye'de \u00fczerinde ipotek bulunan bir m\u00fclk\u00fc satmak yasal olarak m\u00fcmk\u00fcnd\u00fcr\u060c ancak s\u00fcre\u00e7 bor\u00e7suz bir evin sat\u0131\u015f\u0131na g\u00f6re daha karma\u015f\u0131kt\u0131r. \u0130potekli bir m\u00fclk\u00fcn sat\u0131\u015f\u0131 ek yasal ve mali prosed\u00fcrler gerektirir\u061b bu nedenle i\u015fleme ba\u015flamadan \u00f6nce se\u00e7eneklerinizi anlaman\u0131z \u00f6nemlidir. T\u00fcrkiye'de ipotek\u060c genellikle bir banka taraf\u0131ndan kredi teminat\u0131 olarak m\u00fclk \u00fczerine konulan yasal bir hak talebidir. \u0130potek devam etti\u011fi s\u00fcrece m\u00fclk \u00fczerinde sat\u0131\u015f s\u0131ras\u0131nda \u00e7\u00f6z\u00fclmesi gereken k\u0131s\u0131tlamalar bulunur. \u0130potekli bir evi satman\u0131n iki yayg\u0131n yolu vard\u0131r: 1. Sat\u0131\u015f \u00d6ncesi \u0130pote\u011fin Kapat\u0131lmas\u0131: En g\u00fcvenli se\u00e7enektir. Mevcut malik\u060c i\u015flemden \u00f6nce kalan borcu bankaya \u00f6der. Bor\u00e7 kapand\u0131ktan sonra banka bir fek yaz\u0131s\u0131 (ipotek kald\u0131rma belgesi) d\u00fczenler ve m\u00fclk temiz bir tapu ile sat\u0131labilir. 2. \u0130pote\u011fin Yeni Al\u0131c\u0131ya Devredilmesi: Baz\u0131 durumlarda al\u0131c\u0131 mevcut krediyi \u00fcstlenmeyi kabul eder. Bu i\u015flem banka onay\u0131 gerektirir ve tapu devri g\u00fcncel belgelerle Tapu M\u00fcd\u00fcrl\u00fc\u011f\u00fc'nde ger\u00e7ekle\u015ftirilir. Hangi y\u00f6ntem kullan\u0131l\u0131rsa kullan\u0131ls\u0131n\u060c banka ile ileti\u015fim kurmak ve sat\u0131\u015f\u0131n tamamlanmas\u0131 i\u00e7in gerekli evraklar\u0131 Tapu M\u00fcd\u00fcrl\u00fc\u011f\u00fc'ne sunmak esast\u0131r. \u0130stanbul'da veya Maslak gibi l\u00fcks m\u00fclklerin ra\u011fbet g\u00f6rd\u00fc\u011f\u00fc b\u00f6lgelerde gayrimenkul yat\u0131r\u0131m\u0131 yapmay\u0131 d\u00fc\u015f\u00fcnen yabanc\u0131lar i\u00e7in bu prosed\u00fcrleri bilen profesyonel bir dan\u0131\u015fmanla \u00e7al\u0131\u015fmak b\u00fcy\u00fck \u00f6nem ta\u015f\u0131r.<\/p>","protected":false},"excerpt":{"rendered":"<p>Yes, you can legally sell a property with an existing mortgage in Turkey, but it\u2019s not as straightforward as selling a debt-free home. The sale of a mortgaged property involves additional legal and financial procedures, and it\u2019s important to understand your options before proceeding. In Turkey, a mortgage (\u0130potek) is a legal claim placed on [&hellip;]<\/p>","protected":false},"author":1,"featured_media":19310,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[],"class_list":["post-18302","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-real-estate"],"_links":{"self":[{"href":"https:\/\/tramend.com\/tr\/wp-json\/wp\/v2\/posts\/18302","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/tramend.com\/tr\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/tramend.com\/tr\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/tramend.com\/tr\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/tramend.com\/tr\/wp-json\/wp\/v2\/comments?post=18302"}],"version-history":[{"count":0,"href":"https:\/\/tramend.com\/tr\/wp-json\/wp\/v2\/posts\/18302\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/tramend.com\/tr\/wp-json\/wp\/v2\/media\/19310"}],"wp:attachment":[{"href":"https:\/\/tramend.com\/tr\/wp-json\/wp\/v2\/media?parent=18302"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/tramend.com\/tr\/wp-json\/wp\/v2\/categories?post=18302"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/tramend.com\/tr\/wp-json\/wp\/v2\/tags?post=18302"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}